Bike leasing
Bike Leasing at Pastel Bicycles
Your next bike.
Smartly tax-financed
financed.
With bike leasing through your employer, you save up to 40% – through salary conversion, without equity, with comprehensive insurance included.
Request Leasing NowWhy Bike Leasing
More Bike
for less net pay.
The leasing runs through your employer. You pay from your gross salary – and thus save on taxes and social security contributions.
01
Tax & Contribution Savings
The leasing rate is deducted directly from your gross salary – you pay significantly less than the nominal value of the bike.
02
No Equity Required
No down payment, no loan. Simply monthly via payroll.
03
Comprehensive Insurance
Theft, accidents, wear and tear – your bike is fully insured for the entire lease term.
04
Favorable Takeover After 36 Months
At the end of the term, you can take over your bike at a significantly reduced residual value.
Leasing Partners
The right providers
for your country.
Austria's leading bike leasing provider. Easy onboarding, broad dealer network, and attractive conditions. Pastel Bicycles is a certified partner.
lease-a-bike.at →Bikeleasing-Service offers flexible leasing models with comprehensive insurance package and easy digital processing – also for Austrian employers.
bikeleasing.de →Also available – if your employer is already registered with JobRad, you can lease through them as well.
at.jobrad.com →Attractive conditions, flexible process, and easy digital onboarding for employers and employees. Over 6,000 specialist dealers throughout Germany.
businessbike.de →Widespread – if your employer is already registered with JobRad, you can lease through them as well.
jobrad.org →Originally from Austria, now also active in Germany. Good option if your employer is already registered.
lease-a-bike.at →Savings Calculator
What do you
actually save?
* Example calculation at approx. 35% combined marginal tax rate incl. social security contributions. Individual savings depend on tax bracket, income, and country. No tax advice.
How it works
In 4 steps
to your bike.
Step 01
Choose your bike
Browse our gravel and road bike selection and choose your desired model – all Pastel Bikes are lease-eligible.
Step 02
Send Inquiry
Click on "Request per Leasing", choose your provider, and enter your details. We will receive your inquiry directly.
Step 03
We create the offer
We will create the offer in your leasing provider's portal. You will receive a link for digital approval by your employer.
Step 04
Pick up or deliver
After approval, we will order your bike. Pick it up in the shop or have it delivered to your home – and off you go.
FAQ
Frequently Asked Questions.
Does my employer need to be registered already?
No. You can invite your employer directly through the portal. Registration is free and usually only takes a few days.
Which bikes are eligible for leasing?
All bikes from our range – Gravel, Road, E-Bike – up to a list price of €15,000.
What happens after 36 months?
You can take over the bike at a significantly reduced residual value, extend the term, or switch directly to a new model.
What does this cost my employer?
Nothing – on the contrary: the employer saves on ancillary wage costs and offers an attractive benefit without additional effort.
Am I insured during the term?
Yes. All leasing providers include comprehensive insurance against theft, accident damage, and wear and tear.
🇦🇹 Are there any special features in Austria?
Yes. In Austria, the full tax saving only applies if your salary is at least the leasing rate above the collective bargaining agreement. Please clarify with your employer or tax advisor.
🇩🇪 What is the 0.25% rule in Germany?
Since 2020, the monetary benefit for company bikes in Germany is taxed at only 0.25% of the list price monthly – instead of 1% for company cars. This makes bike leasing particularly attractive in Germany.
Can I lease as a self-employed person?
As a GmbH managing director, yes. For sole proprietorships, there are separate models – just contact us.
Ready?
Your dream bike
awaits.
Visit our shop or write to us – we will guide you through the entire leasing process.
We will get back to you within 1-2 business days and create the offer in the leasing portal for you.
Inquiry Received!
We have received your leasing inquiry and will get back to you within 1-2 business days.
We will then create the offer with Lease a Bike and send you the link for approval by your employer.